Types of Loans

 

Mortgage Loan: For purchase, development of immovable property subject to legal scrutiny of documents, valuation report, income proof etc…

Loan Plan Details:

Loans Interest
Mortgage Loan 16%

Rebate of 2% on interest is given on timely payment.

Personal Loan: We give up to 1 Lakh per person, 18% P.A. EMI paid within 12th, 2% rebate on payment.

Loan Plan Details:

Loans Interest
Personal Loan 18%

Rebate of 2% on interest is given on timely payment.

Gold Loan: up to 65% value of ornaments, 16% P.A. EMI paid within 12th, 2% rebate on payment.

Loan Plan Details:

Loans Interest
Gold Loan 16%

Rebate of 2% on interest is given on timely payment.

Domestic loan: For purchase of consumer durable goods. Members have to provide quotation from the showroom. Rate of Interest 11% P.A.

Loan Plan Details:

Loans Interest
Domestic loan 11%

Rebate of 1% on interest is given on timely payment.

Vehicle loan: up to 85% of X Show room price of the vehicle. 16% P.A. EMI paid within 12th, 2% rebate on payment.

Vehicle Plan Details:

Loans Interest
Vehicle Loan 16%

Rebate of 2% on interest is given on timely payment.

Loan Plan Details:

Travel Loan: Domestic & International tours. Rate of interest 15% P.A.

Loan Plan Details:

Loans Interest
Travel Loan 15% ಅವಧಿ ಎರಡು ವರ್ಷ

Rebate of 1% on interest is given on timely payment.

Construction / Purchase Loan: For purchase, development of immovable property subject to legal scrutiny of documents, valuation report, income proof etc…

Loan Plan Details:

Loans Interest
Construction / Purchase Loan 14%

Rebate of 2% on interest is given on timely payment.


Eligible members can avail the following types of loan

1 . Personal Loan:

We give up to 1 Lakh per person, 18% P.A. EMI paid within 12th, 2% rebate on timely payment.

2 . Vehicle loan:

up to 85% of X Show room price of the vehicle. 16% P.A. EMI paid within 12th, 2% rebate on timely payment.

3 . Gold Loan:

up to 65% value of ornaments, 16% P.A. EMI paid within 12th, 2% rebate on timely payment.

4 . Mortgage Loan:

For purchase, development of immovable property subject to legal scrutiny of documents, valuation report, income proof etc…

5 . Loan on fixed deposit:

% is based on their fixed deposit interest rate + 2%.

6 . Domestic Loan:

For purchase of consumer durable goods. Members have to provide quotation from the showroom. Flat rate of Interest 11% P.A.

7 . Travel Loan:

Domestic & International tours. Flat rate of interest 15% ಅವಧಿ ಎರಡು ವರ್ಷ

8 . Education Loan:

For education purpose of member’s children.